Equipment financing, vendor financing, equipment refinance and invoice factoring for Canadian businesses.

Equipment Financing

Buy the machine without spending the cash.

Acquire new or used equipment from dealers, auctions or private sellers, from $50,000 to $5 million, on terms that match how the asset earns instead of paying for it out of the working capital your operation runs on. Raymond Leigh arranges financing through 40+ Canadian lenders and financing partners, giving you more options through one process.

A CNC machining centre cutting a metal part

Best For

Winning a contract that requires more capacity.

Replacing aging equipment before it costs you jobs.

Buying used or auction equipment quickly.

Keeping cash reserves intact through a growth period.

How It Works

What the process looks like.

01

Bring the quote

Dealer invoice, private sale, or auction listing. New and used both work.

02

We structure it

Term, payment, and any seasonal timing are shaped around the revenue the asset produces.

03

Approval

We place the file with lenders who understand your equipment class and your industry.

04

Vendor paid, machine delivered

The seller is paid directly and the equipment goes to work.

At a Glance

Equipment

New, used, or auction

Structures

Loan or lease

Payments

Seasonal options available

Vendor

Paid directly

Questions.

Can I finance a private sale?

Yes. Private and auction purchases are common. We verify the asset and pay the seller directly at close.

How much down payment is required?

It depends on the asset and the file. Some transactions require little to nothing down; others are stronger with a deposit.

Lease or loan, which is better?

It depends on how long you plan to keep the asset and how you want it treated on your books. We lay both out side by side.

Next Step

Let's see if we can help!

A short conversation is enough to tell you whether there is capital available and what it would look like.