Equipment financing, vendor financing, equipment refinance and invoice factoring for Canadian businesses.

Sale-Leaseback

Sell the asset. Keep the machine.

A lender buys the equipment you already own and leases it straight back to you. You receive the value in cash, and the machine never stops earning. Raymond Leigh arranges financing through 40+ Canadian lenders and financing partners, giving you more options through one process.

An excavator loading an articulated hauler on a work site

Best For

Owned equipment with significant value and little or no debt against it.

Large one-time capital needs without new bank debt.

Funding an acquisition, buyout, or expansion.

Businesses that want predictable monthly payments.

How It Works

What the process looks like.

01

Identify the asset

We start with the equipment that carries the most clean, unencumbered value.

02

Establish the price

Market value sets the purchase amount and, with it, the cash you receive.

03

Set the lease

Term, payment, and end-of-term ownership options are agreed before anything is signed.

04

Close and keep working

Funds are advanced, the lease begins, and the equipment stays in production throughout.

At a Glance

Cash released

Based on market value

Possession

Stays with you

End of term

Ownership options available

Best suited to

Larger single assets

Questions.

Do I lose ownership permanently?

Not necessarily. Most structures include an end-of-term option that returns title to you. We agree that before you sign.

Is this treated as debt?

It is a lease obligation rather than a term loan, which can matter for how your balance sheet reads. Confirm the treatment with your accountant.

Can I do this on multiple machines?

Yes. Several assets can be pooled into one transaction when that produces a better outcome.

Next Step

Let's see if we can help!

A short conversation is enough to tell you whether there is capital available and what it would look like.