AR & Invoice Factoring
Stop waiting ninety days to get paid.
Your receivables are revenue you already earned. Factoring advances that money now so payroll, materials, and the next job are never held hostage by a customer's payment cycle. Raymond Leigh arranges financing through 40+ Canadian lenders and financing partners, giving you more options through one process.
Best For
Slow-paying commercial or government customers.
Growth that outpaces the cash coming in.
Payroll and material costs that land before payment does.
Businesses without heavy equipment to pledge.
How It Works
What the process looks like.
Review the receivables
We look at who owes you, how much, and how reliably they pay.
Set the facility
An advance rate and a line size are established against your eligible invoices.
Submit invoices
Invoices are funded as you issue them, usually within a day or two.
Customer pays, cycle repeats
When the invoice settles, the balance is released to you less the fee.
At a Glance
Funds against
Eligible open invoices
Speed
Often same or next day
Grows with
Your sales volume
Collateral
The receivable itself
Questions.
It depends on the facility. Notification and non-notification structures both exist, and we tell you which one applies before you commit.
No. Many facilities let you choose which customers or invoices to fund.
Pricing is driven by your customers' credit quality and how quickly they pay. We show the all-in cost, not just a headline rate.
Other Solutions
Next Step
Let's see if we can help!
A short conversation is enough to tell you whether there is capital available and what it would look like.