About Raymond Leigh
A better way to navigate equipment financing.
Canadian equipment financing is a fragmented market.
Banks, leasing companies and specialty lenders all have different credit boxes, preferred industries and types of equipment they are comfortable financing. A good business can still waste weeks going to the wrong place simply because the transaction does not fit that lender.
Raymond Leigh was built to make that process easier.
We work with Canadian businesses and equipment vendors across a network of more than 40 lenders and financing partners. We understand the business, the equipment and the transaction first, then determine where the file is most likely to fit.
That could mean financing a new or used equipment purchase, arranging a private-sale or auction transaction, refinancing equipment already owned, factoring receivables or building a financing process for an equipment vendor.
The structure changes from one file to the next. The job stays the same: find the financing route that makes sense for the transaction.
Why we built Raymond Leigh
Most businesses do not have time to understand the credit box of every equipment lender in Canada.
The same is true for equipment vendors. Their customer may be ready to buy, but the sale can stall when financing is left for the buyer to figure out on their own.
Raymond Leigh exists to bridge that gap.
We bring the transaction to a broad lender network, manage the financing process and keep the people involved informed as the file moves forward.
That makes financing easier for the business buying the equipment and easier for the vendor trying to complete the sale.
What we believe
The transaction should come before the product.
A contractor buying a used excavator at auction, a manufacturer adding an automated line and a dealer whose customer needs financing to close the sale are three different financing problems. We look at the equipment, the business and the deal first, then decide where the file should go.
One lender's answer is rarely the only answer.
Every lender has its own credit box. A decline or a slow response from one source does not always mean the file has no options. Working across 40+ lenders and financing partners lets us take it to the sources most likely to understand it, although approval is never guaranteed.
The structure matters as much as the approval.
Financing is only useful if the structure makes sense for the business. The amount matters, and so do the term, cost, payment schedule and effect on cash flow. We look at all of it before recommending a route.
What we do
Raymond Leigh arranges equipment and business financing for Canadian companies and builds financing programs for equipment vendors. Our work includes:
Equipment Financing
For new and used equipment purchased from dealers, private sellers and auctions.
Vendor Financing
For dealers, OEMs and distributors that want financing available as part of the customer buying process.
Equipment Refinance
For established businesses looking to access available equity in equipment they already own.
Sale-Leaseback
For businesses that want to convert owned equipment into working capital while continuing to use it.
Invoice Factoring
For businesses that need to improve cash flow when money is tied up in receivables.
Working Capital
For situations where another financing structure better matches the company's operating needs.
Lenders and financing partners make the credit decision. Our role is to understand the file, find where it fits and manage the process through to funding.
Experience matters
$50M+
obtained for Canadian businesses.
Our team has helped Canadian businesses obtain more than $50 million in financing across a range of equipment and business needs. That experience is what we bring to each new file: a working knowledge of which lenders tend to fit which transactions.
Who we work with
We work with established businesses that buy, use or sell equipment, including companies in:
- Construction
- Manufacturing
- Transportation and logistics
- Industrial services
- Other equipment-heavy and B2B industries
Whether the business is buying equipment, refinancing what it owns, managing cash flow or offering financing to its own customers, the conversation starts the same way:
Tell us about the business and what you are trying to accomplish.
Why Raymond Leigh
We start with the equipment and the transaction.
Bank statements matter, but they rarely tell the whole story of an equipment purchase. The type of asset, its age, the seller and how the business will use it all affect which lenders are likely to fit. Our job is to put that picture together before the file goes out.
Financing should fit the business and the deal.
Whether you are buying equipment, refinancing what you own or selling to customers who need financing, we will help you understand what the file can realistically support and which structure makes the most sense.
Next Step
Let's see if we can help!
A short conversation is usually enough to tell you which financing options fit and what they could look like.