Equipment Refinance
Release the equity you already built.
Every payment you have made on a machine is equity sitting idle. Refinancing turns that equity into cash while the equipment stays exactly where it is. Raymond Leigh arranges financing through 40+ Canadian lenders and financing partners, giving you more options through one process.
Best For
Machines that are paid off or close to it.
Owners carrying good assets and tight cash flow.
Businesses that need capital faster than a bank moves.
Replacing expensive short-term debt with asset-backed terms.
How It Works
What the process looks like.
Tell us the fleet
Make, model, year, hours, and any balance still owing. A list is enough.
We value the equity
We assess current market value against the outstanding balance to find the releasable position.
Structures come back
Amount, term, and payment on each viable option, with the trade-offs written out.
Funds released
Documents signed, funds advanced, equipment never leaves your site.
At a Glance
Asset types
Heavy equipment, fleet, production machinery
Ownership
Owned or partially financed
Downtime
None
Typical timeline
An answer within 48 hours
Questions.
Yes. If the market value exceeds the outstanding balance, the difference can often be released. In many cases the existing loan is paid out and replaced.
Sometimes. Common, liquid equipment can often be valued from market data. Specialized assets may need a formal appraisal.
Payroll, materials, a new contract, tax obligations, paying down expensive debt, or buying another business. It is your capital.
Other Solutions
Next Step
Let's see if we can help!
A short conversation is enough to tell you whether there is capital available and what it would look like.