Your business has more borrowing power than you think.
Access $50K to $5M for equipment purchases, equipment refinancing and operating capital. We’ll find you options from 30+ Canadian lenders and get you an answer within 48 hours.
Why Raymond Leigh
$50M+
Arranged for Canadian businesses
72h
To financing secured
$5M
Access up to
Better capital, built around your business.
Capital structured around the assets you already own.
30+
Lending
partners
Release the equity built up in machines you already own. The equipment stays on site and keeps earning while the cash comes back to the business.
Learn moreSell the asset to a funder, lease it back, and keep using it exactly as you do today. A clean way to convert owned equipment into working capital.
Learn moreAcquire new or used equipment without draining cash reserves. Payments are structured around how the asset actually earns.
Learn moreGet paid on your receivables now instead of in ninety days. Funding scales with your sales, not with a fixed credit limit.
Learn moreJoin our Partner Program
Offer flexible financing solutions to your entrepreneur network, up to $5M.
Keep the business moving
Your capital partner
From equipment upgrades to payroll gaps, get the capital you need without giving up ownership or waiting on a committee.
Where Raymond Leigh fits
We are built for the in-between — the moments when a bank alone is not enough and equity is more expensive than the situation requires.
Capital Layer
What It Does
Where We Fit
Bank Financing
Lowest-cost capital for businesses with clean covenants, long history, and stable borrowing bases.
We step in when timing compresses, collateral sits outside bank policy, or the file has already been declined.
Raymond Leigh
Asset-backed capital arranged against equipment equity and receivables — refinance, sale-leaseback, financing, and factoring.
We sit between bank debt and equity, releasing value from what you already own without touching ownership.
Equity
Permanent capital for ownership and long-term value creation.
We help you avoid raising it too early by funding near-term needs from the assets on your books.
FAQ'S
No. In every structure we arrange, the equipment stays on your site and stays in production. The financing is against the value in the asset, not the use of it.
That is common. If there is equity above the existing balance, that equity can often be released, and in some cases the existing loan is paid out and replaced with better terms.
The first conversation takes about fifteen minutes. Real structures usually come back within a few business days once we have basic asset information.
A bank underwrites your balance sheet and covenants. We underwrite the asset and the receivable. That is why capital is often available here when a bank has already said no.
Nothing. A capital review is a conversation and an assessment. You decide whether any of the options are worth pursuing.
Next Step
Let's see if we can help!
A short conversation is enough to tell you whether there is capital available and what it would look like.