Equipment financing, vendor financing, equipment refinance and invoice factoring for Canadian businesses.

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Business & Equipment Financing Across Canada With Fast Answers and Flexible Options

Access $50K to $5M for equipment financing, equipment refinancing and business capital. Raymond Leigh is a Montreal-based equipment finance brokerage working with 40+ Canadian lenders and financing partners. You get an answer within 48 hours, with flexible structures and a simple process from application to funding.

Why Raymond Leigh

$50M+

Arranged for Canadian businesses

48h

To get your answer

$5M

Access up to

Financing built around what your business is trying to do.

Whether you are buying equipment, refinancing assets you already own, managing cash flow or helping customers finance a purchase, Raymond Leigh gives you one process backed by 40+ lenders and financing partners.

Heavy equipment lined up at a contractor yard

40+

Lenders & financing partners

Equipment Financing

Finance new or used equipment without tying up more operating cash than necessary. We can work with purchases from dealers, auctions and private sellers and route the file across lenders that understand the asset and transaction.

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Embedded Vendor Financing

Give customers a financing option directly through your sales process. Raymond Leigh handles the financing side across 40+ lenders and financing partners while you stay focused on selling equipment.

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Equipment Refinance

If your business already owns equipment, refinancing can sometimes create additional working capital without selling the assets you rely on. We help determine whether the equity is there and which lenders are most likely to fit the file.

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Invoice Factoring & Working Capital

When cash is tied up in receivables or the timing of expenses does not line up with collections, we can look at financing structures designed around the way the business actually operates.

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Join our Partner Program

Offer flexible financing solutions to your entrepreneur network, up to $5M.

Partner with us
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Keep the business moving

What businesses come to us for

Most conversations start with one of these four needs. If your situation is different, tell us about it and we will look at what fits.

Buy equipment

Finance the machinery, vehicles or technology your business needs while keeping more cash available for operations.

Refinance equipment

Use available equity in equipment you already own when additional capital would help the business move forward.

Finance your customers

For equipment vendors, make financing available to buyers without sending them away to arrange it on their own.

Manage cash flow

When receivables or timing gaps are creating pressure, look at factoring and other financing options that may better match the cash cycle.

Where Raymond Leigh fits

Equipment financing is fragmented. Banks, leasing companies and specialty lenders all look at transactions differently, and the lender that works well for one piece of equipment may not be the right fit for another.

Raymond Leigh sits between the business, the equipment seller and a network of more than 40 lenders and financing partners.

We help businesses finance equipment they are buying, help established companies evaluate refinance and working-capital options, and help equipment vendors make financing available to their customers.

The goal is simple: understand the transaction first, then take it to the financing sources that are most likely to understand it.

Frequently asked questions

What types of equipment can Raymond Leigh finance?

We work with a wide range of commercial equipment, including construction machinery, manufacturing and automation equipment, trucks and trailers, medical and dental equipment, material-handling equipment and other specialized business assets. The right lender depends on the equipment, transaction size and business behind the purchase.

Can you finance used equipment, private sales and auctions?

Yes. Financing does not have to involve brand-new equipment from a dealer. Depending on the asset and the file, we can arrange financing for used equipment, private-party purchases and equipment bought at auction.

Why work with Raymond Leigh instead of going directly to one lender?

Every lender has its own credit box, preferred industries and equipment types. Raymond Leigh works across more than 40 lenders and financing partners, so the file can be routed to the institutions that are most likely to understand the transaction rather than relying on a single option.

Can equipment vendors offer financing through Raymond Leigh?

Yes. We work with equipment vendors, dealers, OEMs and distributors that want financing available as part of their sales process. Vendors can keep their existing lender relationships and use Raymond Leigh as an additional financing option for their buyers.

Can I refinance equipment I already own?

Yes, in the right situation. If the business owns equipment with enough available value, refinancing or a sale-leaseback may provide additional capital while the equipment stays in use. We look at the asset, existing liens and the business before determining which structure makes sense.

How quickly can I get an answer?

Most files can be reviewed quickly once we have the basic information on the business, equipment and transaction. Where appropriate, we aim to provide an initial financing answer within 48 hours.

Next Step

Let's see if we can help!

A short conversation is usually enough to tell you which financing options fit and what they could look like.