Offer Financing to Your Customers
Help more customers buy your equipment without becoming a lender.
Give your customers a way to finance equipment and pay over time. Send us a buyer who needs financing, or add a co-branded financing page to your website.
- No setup fees
- No monthly fees
- No membership fees
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Two Ways to Offer Financing
Start with one. Add the other when you are ready.
Available now
Send individual customer deals
You send us a customer who needs financing. We take it from there. We gather the details, find lenders that fit and handle the paperwork. The lender makes the final credit decision.
Good for: sales teams that already talk with customers about payments.
Built after you join
Add a co-branded financing page
After you join, we build a financing page for your customers. It shows your name and logo next to ours. You link to it from your website or your quotes. Your customers apply there on their own. We can also build a private view where your team sees your own customers' requests. We test who can see what before you get access. The page is set up for each partner after joining. It is not a self-service tool you can switch on today.
Good for: vendors who want customers to apply without waiting for a call.
Customer Financing, Vendor Financing and B2B Buy Now Pay Later
Want to let your business customers buy equipment now and pay over time?
You may have heard of customer financing, vendor financing, embedded financing, point-of-sale financing or B2B Buy Now Pay Later (BNPL).
These options give business buyers different ways to pay, but they don't all work the same way.
Customer financing and vendor financing
Both describe a vendor helping its buyers finance a purchase. The financing usually comes from a third-party lender, not from the vendor.
Embedded and point-of-sale financing
The financing option is part of the vendor's sales process: on a quote, on a website or at the sales desk.
B2B Buy Now Pay Later (B2B BNPL)
Usually short-term payment plans or net terms offered at checkout, often for smaller business purchases. Raymond Leigh does not provide checkout BNPL, net terms or automated approvals.
Equipment loans and leases
Longer-term financing for larger equipment purchases. A lender reviews the business and the equipment, then sets the terms. This is what Raymond Leigh helps vendors offer.
Raymond Leigh helps equipment vendors offer financing through equipment loans and leases provided by suitable lenders and financing partners. The lender makes the credit decision. You can refer a customer who needs financing or offer a co-branded application route through your website.
For larger equipment purchases, financing terms and lender requirements may differ from short-term B2B BNPL or checkout payment plans.
Why Work With Raymond Leigh
Keep your lenders. Add more options. You do not have to drop anyone to work with us.
40+
Lenders and
partners
Many vendors send deals to one bank or broker. Sometimes that lender says no. The machine may be too old. The deal may be too big. Then the customer waits, and the sale can stall.
Raymond Leigh gives you one more place to send the deal. We work with 40+ lenders and financing partners. Each one looks for different deals. We send your customer's file only to the ones that fit.
Keep your current lenders.
Use us next to them, or when they cannot help.
- 40+ lenders and financing partners.
- You can keep your current lenders and brokers.
- Second-look financing for suitable customer requests, when another lender has said no.
- Our team coordinates the financing and the documents.
- No vendor setup, monthly or membership fees. This applies only to vendor program fees. It does not cover your customer's financing costs.
You keep selling. We handle the financing.
Lenders make the credit decisions. You stay focused on the sale.
Working with one lender vs. working with Raymond Leigh
One lender or broker
Your lenders + Raymond Leigh
Where deals go
One lender or brokerOne place
Your lenders + Raymond LeighYour current lenders, plus our network of 40+ lenders and financing partners
When a lender says no
One lender or brokerThe deal may stop there
Your lenders + Raymond LeighWe look for another lender that fits
Paperwork
One lender or brokerYour team often follows up
Your lenders + Raymond Leigh
We handle it with the customer and the lender
Customer applications
One lender or brokerOften by phone or email
Your lenders + Raymond LeighA financing page with your name and logo, built after you join
Deal updates
One lender or brokerDepends on the lender
Your lenders + Raymond LeighNeed an update on a customer you've referred? Contact our team by email or phone.
Your current lenders
One lender or brokern/a
Your lenders + Raymond LeighKeep them
From Quote to Funding
What happens with each customer.
Your customer needs financing
They are ready to buy, but want to pay over time.
The request reaches us
You send us the deal. Or, once your financing page is set up, your customer applies there. The application is short.
We find lenders that fit
We review the request. We send it only to lenders and financing partners that fit the equipment and the customer.
We handle the file
We work with your customer and the lender on the documents. The lender makes the final credit decision.
We help finish the deal
If the lender says yes, we help bring you, your customer and the lender together on the final documents. How and when you are paid depends on the lender and the deal.
Getting started
What it takes to become a partner.
Send the partner form
It takes about two minutes.
Talk with us
We learn what you sell, who buys it and how you sell today. We also talk about your current lenders.
Agree on the terms in writing
Choose to send us deals, add a financing page, or both. We agree on the terms in writing before you start.
Start
Once the terms are agreed, you can send us deals. If you also chose a financing page, our team tells you directly when it is ready.
Become a financing partner
Tell us about your business. We will contact you to set up a call.
Privacy policy · Buying equipment for your own business? Apply for financing here.
Questions Equipment Vendors Ask
No. Keep them. Many vendors use us next to their current lenders, or when those lenders cannot help.
You can send us deals once we agree on the terms in writing. Your financing page and private view are built after you join. Our team confirms with you directly when your setup is ready.
The lender does. We prepare the file and send it to lenders that fit. We do not make credit decisions.
No. The lender provides the financing and makes the final credit decision. Your customer pays the lender back. How and when you are paid for the equipment depends on the lender and the deal. The lender's documents set out the details.
Most deals are between $50,000 and $5 million.
Often, yes. It depends on the machine's age, condition and value, and on the lender. Read more about used equipment.
Yes. Our head office is in Montreal. We work in English and French across Canada.
Vendor Guides by Industry
Help more customers buy
You have the customers and the equipment. We bring the lenders.
Send the partner form to get started.