What Does Raymond Leigh Do? Equipment Financing Services Explained

Raymond Leigh is built around equipment transactions

The company is not positioned as a generic business-loan marketplace. The core work starts with an identifiable asset or equipment-related transaction: what the business is buying, who is selling it, what the project costs and which financing source is likely to want the file.

That focus includes straightforward dealer purchases and harder transactions involving used machinery, private sellers, imports, auctions, custom equipment, long lead times and specialized assets.

The core services

The table below separates the major services because they solve different financing problems.

Financing need	Raymond Leigh service	Typical use
Equipment financing	Financing new or used equipment the business is acquiring.	Buying machinery, vehicles or other productive assets without paying the full price upfront.
Equipment refinance	Using eligible equipment the business already owns as part of a new financing transaction.	Accessing capital tied up in existing assets.
Sale-leaseback	Selling eligible owned equipment to a financing source and leasing it back.	Releasing capital while continuing to use the equipment.
Vendor financing	Helping equipment sellers make third-party financing available to business customers.	Keeping financing closer to the equipment sales process.
Invoice factoring / working capital	Supporting certain non-equipment liquidity needs when appropriate.	Cash-flow needs that do not fit inside an equipment invoice.

Not every transaction fits every service, and financing sources make the final credit decisions.

Why more than one lender matters

Different financing sources have different appetites. One may be comfortable with a standard new machine but not a private sale. Another may consider older equipment but require stronger condition evidence. Another may be better suited to a larger production line or sale-leaseback.

Raymond Leigh's role is to understand the file and direct it toward financing sources worth approaching rather than assuming one lender fits every business.

What Raymond Leigh does not do

Clear boundaries make the model easier to understand.

• Raymond Leigh is not a bank.
• Raymond Leigh does not make the final credit decision on behalf of independent lenders.
• Raymond Leigh does not guarantee approval.
• Raymond Leigh does not publish one rate that applies to every business and asset.
• Raymond Leigh does not require equipment vendors to abandon financing relationships that already work.

The vendor side is a separate part of the business

Equipment vendors can use Raymond Leigh as a financing route for customers that need to spread the cost of a purchase. The process can begin as a simple referral and become more embedded as transaction volume justifies it.

A dealer can also keep its existing lender and use Raymond Leigh as another route for declined or unusual files.

What information starts a useful equipment review

For a borrower, the fastest starting point is the equipment quote, seller, approximate total project cost and basic business information. Used or private-sale equipment may need more detail around age, serial number, condition and ownership.

For a vendor, the starting point is different: typical ticket size, equipment sold, customer profile, current financing workflow and where deals are being lost.

Where this page fits beside About and How It Works

This page is a service map. The company background belongs on the About page, while the operating sequence belongs on How It Works. Keeping those subjects separate helps a reader find the answer they need without three pages repeating the same company description.

For equipment transactions, the main service page remains Equipment Financing. Vendors should use the dedicated Vendor Financing page because the sales workflow, customer handoff and payout questions are different from a borrower purchase.

Related transaction detail is covered in equipment refinance for manufacturers, sale-leaseback for manufacturing equipment, and customer financing for industrial equipment dealers.

Frequently asked questions

Is Raymond Leigh a lender?

No. Raymond Leigh is an equipment finance brokerage working with 40+ Canadian lenders and financing partners.

What size transactions does Raymond Leigh handle?

The approved typical financing range is $50,000 to $5,000,000, subject to the specific borrower and transaction.

Does Raymond Leigh finance used equipment?

Potentially. Used-equipment financing depends on the business, asset, seller, condition and financing source.

Does Raymond Leigh work with equipment dealers?

Yes. Vendor and embedded financing are core parts of the business.

Start with the transaction you actually have

Borrowers can send the equipment quote and business details for review. Vendors can share their typical sales process and customer financing needs so Raymond Leigh can determine how to fit into the workflow.